Thursday, August 9, 2012

Nice little Amplifier for Today

I logged into my Yahoo account, and I saw this Yahoo story, and oh boy, I just couldn't stop laughing.

Here it is. Comments in brackets like always.


Down But Not Out: Underwater mortgages


Lisa Apolinski faced a rude awakening when she went to refinance her home in 2008[Mwahahaha. That's a good start off lol]. "The lender told me my home was worth $225,000[LIES!!!]. I asked him if he had the correct house," Apolinski told Yahoo News.[Stupid bitch and her delusions]
The lender's reply? "You are underwater[Hard pill to swallow, eh bitch?]," he said, according to Apolinski. Her home has risen in value since then—to $316,000—but is still worth less than what she owes on her mortgage.[That's always going to be the case. No doubt about it. She's ripe for the picking for the gov't to swoop in and freeze her mortgages and in the process, own her home lol]
In the second quarter of 2012, U.S. home values rose by the largest percentage in seven years[Lies, trying to sell the people confidence on this farce which is "Home OWNERSHIP]. Still, more than 11 million Americans owe more on their homes than the properties are currently worth[Yep, basic economics, what you buy now always depreciates in value, unless it's an asset. A house is the biggest liability out there, but people still think it appreciates in value, when in REALITY, its just a pile of neatly placed concrete on a piece of land, thats what it is in REALITY.]. We asked Yahoo readers whose mortgages were underwater to share their stories and put together a slideshow of their stories. Of those who wrote in, all had purchased in the '00s.[Peak of the housing boom baby! All that free credit, and no money down mortgages reeled in all these poor little suckers, and squeezed every last cent out of their worthless pockets. You have to love the banks, I appreciate the genius in their business model. It's all based on induction. They don't knock on your door and force you to take out a half a million dollar loan, they just put up a sign that say's 0% APR, and the sheep come a flocking lmao, LOVE IT.]
Yahoo readers cited a combination of naiveté, excess hope and the easy availability of financing in saddling them with an underwater mortgage[Blame game lol, saddling? No bitches you hung yourself, the bank just provided you with the hope, I meant rope lol. And what's with this stupid hope thing? It's the biggest fantasy inducer of em all. It takes no responsiblity to hope for the future. And thats why the irresponsible all seem to hope. No risks or failures for them, its too painful. Much better to do nothing and hope something happens, instead of going out there and making it happen. That's the simple key to life. It's THAT simple. You want something, go GET IT. No amount of hope is going to magically make it appear, you're just wasting your ENERGY.] . "In retrospect, I really did not make enough money to afford my own home, but many creative financing options were available to first-time buyers that summer," writes Carla Prada Akers.[The truth straight from the horses ASS. And that goes for all you home-buyers out there. In fact, what you're doing is STEALING to get ahead. If I was to go to a supermarket, pick up some stuff and said I'll pay it later, I'll be kicked off the lot lol, but that's what YOU idiots are doing. You're basically getting something for free and paying it off after the fact. That's going against all the NATURAL LAWS, nature has gaven us. What th fuck is wrong with you idiots? NATURE ALWAYS WINS. And she's kicking your ass with these reality checks, and pretty soon, you're going to be out on your ASS, all because of your delusional home ownership dreams. I can't wait for the day when this whole housing structure fails completely, and all the people are going to ask why insterad of how lol oh to be a sheep.]
You can read the rest of this sharticle here.
If it you want to be thoroughly entertained, just read the comments section, it's a riot.
- Will out!

Saturday, July 28, 2012

Willful Enslavement


Been awhile since I posted, so I'll make this a good one. What I want to talk about today, is a subject that 99% of people are simply AFRAID to confront. That subject is WILLFUL ENSLAVEMENT. A lot of problems that are going on in this country and even around the world stems from one indistinguishabel trait: GREED! That's right all of the world's problems comes from the people's greed. Like inflation, for example, that comes from the Federal Reserve printing up money. But wait, doesn't that make the Fed bad for causing inflation? Hahaha, you sheep, nope, not at all. Guess who asked for that money that was printed up? Give up? YOU did! That's right you nigger monkey, YOU begged for that auto loan, or that mortgage loan, and that school loan, you stupified nincompoop. You caused inflation because you refused to WORK for your food. Nobody FORCED you to sign those loan papers, but you did, because in your stupid little mind, you figured you could actually OUTSMART nature. Hahaha, guess again chickenhead. Because of your insatiable greed, I have to withstand higher gas prices, higher milk costs, etc. You fucking selfish pricks thought you could just skate by and do NOTHING? I wonder what's going on in your head now that you have NO job, your savings are wiped out by the inflation YOU and your sheep brethren have cause, and that means no money for your loans you WILLFULLY signed on your own free will. You must be feeling the heat huh, you ape? I'll make it easier for you. Just go out and buy a gun on credit, like everything else, put it to your head, and pull the trigger. You'll be doing the world a HUGE favor by doing that.

Ok, on to the real shit. I LOVE cell phone companies. They're some of the craftiest motherfuckers alive. Their power of inducement is off the charts. I was checking out an ad and one of the phone companies were listing a NEW phone for $199, but only if you sign up for a NEW contract or EXTEND your current one for two years. Now the RETAIL price of the phone is $600 for NO contract at all. So your two choices is to buy the phone outright with no contract, or WILLFULLY sign a new contract, further enslaving yourself. All my friends I ask about this, would do the latter option, guess what the reason is? BECAUSE ITS CHEAPER!!! That's right, these cocksucking thundercunts had the audacity to say ENSLAVING YOURSELF is CHEAPER!!!! LMFAO!!!! Oh buy, I bought near died of laughter when they told me that. How the FUCK IS IT CHEAPER? Let's go over the costs. If you buy the phone outright, you won the phone, and can use it on any network that supports its frequencies, meaning you have more power to choose your own carrier, and there's way too many to count. But if you buy at the subsidized rates, that's right your phone is subsidized by the government, so basically you're renting your NEW phone from the government lol oh boy gotta love how that sounds. Plus, you have no pick of carriers, so you're FORCED, that's right, FORCED to use that carrier. You can't quit the contract without paying the ETF(Early Termination Fee) which the last time I checked, averaged about $375. Then you add the monthly charges for the plan, which as I have seen can be anywhere from $70-100 plus tax. Over two years, you will have paid $2,040. Now tell me, which one is the cheaper option NOW? You see the cattle never look to the future, it's all about NOW, NOW, NOW! They never save for the future, everythig has to be served in an INSTANT! Their instant gratification pisses me the fuck off, but it can be exploited, just like how the phone companies do it. Put too comparisons together, one with a cheaper price at subsidized or discounted rates and one with the REAL price, the cattle will pick the cheaper one that will cost them in the long run EVERY TIME. I have a cellphone, a nokia one, that I use for business purposes. I paid 200 bucks since it was unlocked, meaning I can choose whoever i wanted, and I chose a prepaid company, that doesn't do contracts, and I already paid back the phone with the money I saved if I went with a BIG carrier.

See, the fact is people want all the benefits NOW, and they'll worry about the responsibility later, or pay somebody to handle it for them(i.e. politician, gov't official). They brought on this hell, and now they have to ROT in it. I love seeing the disgruntled looks of peeople who are now starting to see the writing on the wall after years of reckless spending and borrowing. They finally know that they're fucked and they can do nothing but HOPE that somebody swoops in and SAVES them from their mess, which is going to happen, b ut at a price, and that price is their freedom. Think about it people, everything that happens has an equal and opposite reaction. Everything you do has a consequense, big or small, depending on the decision. If you choose to save yourself rather than some sheep who was too stupid to save his own self, the consequence is the sheep dies. Simple as that. You live in this world for YOU. Nobody but YOU can save yourself. It's called self responsiblilty. People call it selfish if you think of yourself first, and I say fuck them! People like that will be the first to die when shit hits the fan because they want to be SUPERMAN and save everybody but themselves, and I call that STUPIDITY. 

So, there you have it, the masses willfully enslave themselves everyday of the year, and guess what, they have nobody to blame but themselves. No one forced tthem to buy that 65' big screen tv, nobody had a gun to their head when they signed that new auto loan for a stupid new car that'll break down in 3 years, and no one definelty FORCED you to buy that new townhouse in the ghetto. So fuck that blame game bitches. Blame yoselves fool! Before I forget, at this very moment they are a building a NEW bunch of townhouses in the GHETTO no less. The greed of these stupid housing companies, I tell ya, but ultimately, I BET people will want to move there because they think it will be a good investment haha, credit goes to nemesis on that one.

-Will Out

Friday, July 6, 2012

Nature ALWAYS Wins!!!

Being such an awesome businessman, I found myself trolling through Craigslist Ads trying to profit from the sheep who are selling their belongins at such a discount price, you'd have to be retarded not to scoop some of that shit up. But, that's not the topic of this post. Nope, this little gem, that I happened to stumble upon while searching through Craigslist. Check this shit out: (comments in brackets ya dig)

I am a 30 year old single mother[FAIL!], of an 11 year old child[EVEN BIGGER FAIL! C'MON THIS TOO EASY!!]. I am facing eviction from our apartment which will leave us homeless[LOL! THAT'S WHAT HAPPENS WHEN YOU DON'T PAY YOUR RENT, SCUMBAG! BET YOU THIS BROAD IS ON SOME TYPE OF WELFARE LMFAO!]. I have no where to turn and need assistance paying rent[THIS BITCH IS E-BEGGING NOW! SHE DON'T WANNA WORK FOR HER FOOD BUT SHE WANT ME TO HELP HER AND HER DEMON SPAWN OUT? BITCH PLZ!]. I was laid off from my job[HAHAHA, JOBS ARE FOR SUCKERS! WORK FOR YOURSELF! BE YOUR OWN FUCKIONG BOSS! DON'T BE A LAZY, IRRESPONSIBLE PRICK AND TRY TO TASK OTHER PEOPLE TO LEND YOU THEIR MONEY WHEN YOU'RE TOOO FUCKING LAZY TO GET YOUR OWN. YOU BUM!] and currently waiting for unemployment to go through[CHACHING! THERE IT IS! WAITING FOR THAT WELFARE CHECK LOL! INSTEAD OF HER WAITING FOR IT, SHE SHOULDA BEEN WORKING DEM STREETS, GETTING THAT MONEY TO PAY HER FUCKING RENT, NOT WAITING ON HER FREE LUNCH! WHAT A CUNT!], but an adhuster has been brought in prolonging the release of any monies.[AN EVEN BIGGER SIGN FOR YOUR DUMB PEA-BRAINED ASS TO GET YA STUPID ASS OFF THE COUCH AND MAKE THAT MONEY. IT'S CALLED HUSTLING. YOU'RE GONNA NEED TO DO IT NOW, DUMB BITCH. BUT YOU'RE TOO LAZY TOO COMPREHEND THAT AIN'T SHIT IN THIS WORLD FREE. EVERYTHING COMES WITH A PRICE. EVERYTHING!!!! EVEN YOUR STUPID LITTLE WELFARE CHECK YOU WAITING ON. THE PRICE IS YOUR SUBSERVIENCE YOU THUNDERCUNT! AIN'T GONNA BITE MASTAH'S HAND WHEN YOU KNOW HE PAYING YOUR RENT, BUYING YOUR DISGUSTING FOOD, AND PAYING OFF YOUR LAND BEAST(SUV)] The company I used to work for is fighting paying the unemployment.[AND THEY SHOULD HAVE A RIGHT TO INVESTIGATE YOUR LAZY ASS. IF SOMEBODY IS TRYING TO COLLECT FREE MONEY, I WANNA KNOW HOW AND ON WHAT TERMS THEY LEFT THE COMPANY. THEY SHOULDN'T HAVE TO PAY YOUR STANK ASS, JUST BECAUSE YOU GOT LAID OFF. WORK FOR YOUR MONEY, AND YOU'LL FEEL INDEPENDENT. YOU WON' NEED ANYBODY ELSE. I'M TALKING TO THE VIEWERS OF THIS BLOG TOO. DON'T BE LAZY, GET YOUR ASS UP AND WORK MUTHAFUCKAS!!!] Please help. I dont even know where to start.[I DO, YOU SILLY LITTLE SHEEP. HOW ABOUT YOU GET UP OFF YOUR ASS, USE YOUR PEA-BRAIN FOR ONCE IN YOUR LIFE, STOP WATCHING OPRAH, AND WORK FOR YOU AND THAT STUPID LITTLE KID OF YOURS. GET DOWN AND DIRTY BITCH. WORK JOBS NOBODY WANNA WORK, MAKE THAT MONEY. BUT, YOU WON'T DO IT, CUZ YOU DON'T WANNA BREAK YA FINGERNAILS. OOOO LAQUEISHA LOOK, I BROKE A NAIL, GURRRRRRRRL! UH UH, I AIN'T DOING THIS SHIT. GUURRRRL PLEASE, I'M TOO GOOD FOR THIS SHIT! THAT'S WHAT GOES ON IN THAT LITTLE BRAIN OF YOURS WHEN YOU SEE REAL WORK TO BE DONE. LAZY WHORE. BUT ANYWAYS, NEXT...] 

Last week my life changed dramatically when i found out im getting Evicted there was and never has been anyone that I could relate to. Somedays, I feel lost and get one anxiety attack after another.[GOOD YOU STUPID BITCH, THAT'S NATURE TRYING TO WAKE YO DUMBASS UP! TELLING YOU TO STOP BEING LAZY AND WORK! YOU THINK THE LIONS JUST WAIT AND HOPE A GAZELLE JUST COMES UP TO THEM FOR IT TO BE EATEN? HUH BITCH? NOPE, IT DEVISES A STRATEGY WITH THE OTHER LIONS, AND THEY GO OUT AND WORK FOR THEIR FOOD. IT AIN'T EASY. LIFE AINT EASY. STOP TRYING TO MAKE EVERYBODY FEEL SORRY FOR YOUR STUPID MISTAKES IN LIFE AND TAKE SOME PERSONAL RESPONSIBILITY FOR YOU AND THAT UGLY LITTLE KID OF YOURS. DAMN] It was like, my life changed so much that I feared everything because we might be homeless.[GOOD FOR YOU, IDIOT. MAYBE YOU WOULD LIVE IN YOUR MEANS. I MEAN WHERE IS YOUR SAVINGS? YOU TELLING ME YOU DON'T HAVE MONEY SAVED UP ANYWHERE? WTF IS YO DAMN PROBLEM. WHERE DID ALL THAT MONEY GO? LEMME TAKE A WILD GUESS. YOU GOT THE PREMIUM PACKAGE FOR CABLE OR SATELITE, YOU BUY THAT BRAT OF YOURS EVERYTHING HE WANTS. PROLLY WEARS JORDANS OR SOMETHING, YOU GOT A CAR, I'M ASSUMING? SELL THAT SHIT, YOU WON'T BE NEEDING IT LOL. HAVE FUN AT THE HOMELESS SHELTER. TELL RAY I SAID HELLO LMFAO.]
Im not asking you to feel sorry but to pray for us.[OMGWTFLMFAO!!!! I CAN'T STOP LAUGHING LOLOLOLOLOLOL!!!! OH MAN, THAT'S FUNNY. YOU WRITE UP THIS SOB STORY, AND THEN YOU SAY DON'T FEEL SORRY FOR YOU? LMFAO OMG!!!! YOU SHOULD BE A COMEDIAN! BOOM, THATS YOUR NEXT JOB, GET TO IT BITCH! AND THEN YOU SAID PRAY? PRAY? LMFAO IF YOUR "GOD" REALLY EXISTED, HE WOULDN'T HAVE PUT YOU IN THAT PREDICAMENT YOU IN NOW BITCH LOL, STILL BELIEVING IN FAIRY TALES. I CAN'T BELIEVE THIS SHIT. WE HUMANS HAVE COME A LONG ASS WAY. 200,000 YEARS PLUS, AND WE STILL CAN'T GET RID OF THIS DARK AGE SHIT? DAMN MAN, WE GOING BACKWARDS AND SHIT.] I dont want to lose my apartment[BUT YOU ARE GOING TO LOSE IT, NOBODY GONNA HELP YO ASS. ITS A RECESSION BITCH! EVERYBODY BROKE LMFAO. THE AMERICAN DREAM OVER. BETTER FIND A NICE STREET TO CAMP IT UP AT, YOU AND A WHOLE LOTTA OTHER PEOPLE GONNA BE OUT THERE TOO PRETTY SOON.] so im asking for a little help can you please donate only $1 to my paypal account.[LMFAO, YOU GONE LOSE YO APARTMENT BUT YOU STILL GOT A COMPUTER? SELL THAT SHIT YO DUMB ASS! BETTER FACT, SELL ALL YO SHIT, IT'S THE ONLY WAY YOU GONNA GET MONEY LOL. HAVE FUN IN THE STREETS. I HEAR MCDONALDS GARGBAGE CANS ARE FULL THIS TIME OF YEAR, BETTA GET ON IT NOW!] This is the only way i can get an donation so i created an account with paypal. One dollar can make a difference because i have nothing
my email address is (Godiswonderful781@gmail.com) [OMGLMFAO! THAT'S PRICELESS. I'M NOT EVEN GONNA SAY ANYTHING, YOU GUYS ALREADY KNOW WHAT I THINK LOL]

As im writing this im hurting on the inside[I HEAR PEPTO BISMOL WORKS WONDERS ON CONSTIPATION] i never wanted to come to this extreme[YES YOU DID, THIS WAS YOUR PLAN ALL ALONG. YOU THOUGHT YOU WAS GONNA BE ON THE NEWS LIKE ALL THOSE OTHER POOR FUCKS AND TELL YOUR SOB STORY TO AMERICA AND GET A NEW HOUSE, A NEW CAR, A NEW EVERYTHING, BUT NO BITCH, THIS IS REALITY! GET USED TO IT!] asking strangers to help me but me and my son is in need.[YEAH IN NEED OF NICE TENT TO SLEEP IN ON THE STREETS AT NIGHT!]
all im asking is for anyone to donate $1 dollar to me or my son. PLEASE

Thats me and my son L.j in the picture when the landlord came to our door with the letter. I know God has a plan for all of us im just waiting to know what plan he has for me. [WELL FROM THE LOOKS OF IT, GOD PLANS ON YOU BEING HOMELESS FOR THE FORSEEABLE FUTURE!]
We all go through things in life and if God can bless you then you pass the blessing on to someone else. I thank you anyways for reading my story and i do believe God as a purpose.[YEP, FOR IDIOTS LIKE YOU TO SUFFER! REALITY SHOOTS, HE SCORES!!! GAME OVER BITCH, I'LL MAKE SURE TO FLIP YOU OFF AS I'M RIDING BY AND LAUGHING AT YOU!]




YOU KNOW WHAT THAT PICTURE IS GUYS? JUSTICE!!!!

-WILL OUT!

Gov't To The Rescue

Nothing makes me laugh more than the SHEEPLE crying and whining for the gov't to save them from their own irresponsibilty and laziness. In the latest episode of the Superhero Gov't comes from CBS today. Let's see what this episode is about. My comments as always are in brackets:

Upon returning to the White House from his two-day bus tour through Ohio and Pennsylvania Friday, President Obama took to the East Room to sign legislation that will prevent the doubling of interest rates on new student loans[FUCKING LAZY FUCKERS! STOP TAKING OUT LOANS THAT YOU STUPID THUNDERCUNTS KNOW YOU CAN'T PAY BACK! FUCK THAT BOILS MY BLOOD REAL BAD!!! THEIR IRRESPONSIBLE BORROWING IS THE CAUSE OF THE INTEREST RATES DOUBLING. FUCKING STUPID CUMDUMPSTERS!!!]. The law also authorizes $100 billion in highway and transportation spending over the next two years, which backers estimate will save or create 2.8 million jobs[I LOVE HOW THE GOV'T JUST COMES UP WITH BS NUMBERS AND THE STUPID MASSES BELIEVE THEM. OMG 2.8 MILLION?!!!! THAT'S ALOT, SO IT MUST BE GOOD LMFAO!!! I CAN'T WAIT FOR THEM TO BE PROCESSED AND THROWN IN THE EASY BAKE OVENS!], mostly in construction. [LMFAO JUST CONSTRUCTION BITCHES, SO NO NEW JOBS FOR THE BABY MAKERS OUT THERE LOL! HOPE YOU BREEDERS NEVER GET ANYMORE JOBS AND YOU JUST DIE OFF!]
Mr. Obama signed the law surrounded by construction workers and college students[THE PRESIDENT IS A FUCKIN' PIMP, MAKE THIS IRRELEVANT BILL SIGNING SEEM LEGIT BY HAVING THESE STINKY FUCKERS STAND AROUND HIM, HAHAHA SUCH A BAWSH!] as well as members of Congress and other elected officials. The president had been pressing Congress to take action for months.
"These steps will make a real difference in the lives of millions of Americans," he said shortly before signing the bill. [LMFAO HE SAID WITH A STRAIGHT FACE TOO! HE KNOWS THIS COUNTRY AIN'T GONNA GET BETTER, JUST KEEP ON LYING TO THESE IDIOT MONGRELS. THEY WANT TO BE LIED TOO, EVEN BETTER THEY CRAVE DISHONESTY. IT'S THE ONLY WAY THEY KEEP ELECTING THESE LYING PEOPLE INTO OFFICE. TO BE A POLITICIAN ALL YOU NEED TO DO IS LIE WITH A STRAIGHT FACE. I LOVE THAT THEY KEEP VOTING FOR THEM, THEN WHEN THE ELECTED OFFICIAL FUCKS THEM OVER, THEY GET ALL MAD AND SHIT! SUCH ILLOGICAL BS FROM THE WANTON MASSES OUT THERE! BUT HEY, THEY'LL BE GONE TOO, CAN'T WAIT FOR THAT SHIT!]
The bill passed Congress overwhelmingly last week after a contentious fight[ALL JUST THEATRE. EVERYBODY IN CONGRESS IS DOWN WITH EACH OTHER. IT'S ONE BIG FRATERNITY DUH! JUST PRETEND TO FIGHT TO KEEP THE IDIOT AMERICANS DISTRACTED FROM THE REAL CAUSE AT HAND, AND BOOM, THEY THINK IT'S REAL. WE GOT REPUBLICANS, DEMOCRATS, LIBERALS, CONSERVATIVE, ETC ETC. IT'S ALL AN ILLUSION, THEY DON'T IDENTIFY WITH THOSE STUPID MAN-CREATED LABELS, ONLY THE SHEEPLE DO! THAY'S WHY THEY GET MAD WHEN ONE OF THIER CONSTIUNETS THEM DOESN'T DO WHAT THE "PARTY" IS SUPPOSED TO DO! EVERY MEMBER IN CONGRESS HANGS OUT AT EACH OTHER'S HOUSE ON THE WEEKEND DRINKING WINE AND LAUGHING AT HOW STUPID THE SHEEPLE ARE TO NOT SEE THROUGH THEIR LITTLE FAUX PAS LOL!] in Congress. Republicans eventually gave up their push for the bill to require approval of the Keystone XL oil pipeline, the Associated Press reported, while Democrats agreed not to include certain environmental protections and biking and safety programs. [MORE IRRELEVANT FLUFF!]
"My hope is that this bipartisan spirit spills over into the next phase, that we can start putting more construction workers back to work[LOL YEAH GOOD ONE MR. PREZ!]...as well as making sure that now that we've prevented a doubling of student loan rates[ONLY A MATTER OF TIME TILL THOSE RATES QUADRUPLE. AT THE RATE THESE ASSHOLE COLLEGE FUCKS BORROW, I'M SURPRISED IT HASN'T HAPPENED ALREADY JEEZ. THEY'RE NEVER GOING TO LEARN THEIR LESSON EVER! SO, JUST EXPLOIT THESE STUPID FUCKS FOR ALL THEIR WOOL.], we actually start doing more to reduce the debt burden that young Americans experience[HAHAHA THEY'RE STILL GOING TO BE IN DEBT LMAO, THAT'S WHAT PIMP OBAMA DIDN'T SAY. YEAH OK THE INTEREST RATES DON'T GO UP BUT THEY'RE STILL PAYING FOR THAT TUITION EACH YEAR, AND THE INTEREST AS WELL LOL, SUCH A PIMP MR OBAMA.]," Mr. Obama said Friday before signing the bill.

CBS News' Mark Knoller reports that the measure was the 508th bill signed into law by Mr. Obama since taking office[DAMN MR. PIMP, USE THAT PIMP PEN OF YOURS TO BRING DOWN THE MASSES!!!]. The Friday event marked his 35th formal bill-signing ceremony.

And there you have it viewers. The latest and greatest episode of Superhero GoV'T, join us next time, when the masses whine and moan and Mr. Obama comes and save them YET AGAIN!

-Will

Monday, July 2, 2012

New Ebook

Want to learn how to literally make money in a FEW HOURS? You don't need a product, or even a website. All you need is your imagination and I can guide you  on your way to FAST CASH TODAY!!!

Just buy my new ebook!


Sunday, June 24, 2012

Poor College Monkeys

Debt rising for the MONKEYS

The link above comes from a strory on USATODAY about college tuition and fees that are rising for the little toad monkeys that are WILLINGLY accepting these outrageous loans. I will be providing commentary on this article, my commentary will be in brackets so here we go:


When James Perucho opens his Rutgers University tuition bill in the fall, $200 of it will go toward the construction of academic buildings that he may never use but will add to the educational debt he will pay for years to come. [LMAO, you stupid monkey! Most of the money you spend on college doesn't even go towards your education.]
The $200 is small change compared with the $12,726 in tuition and fees the typical in-state undergraduate paid last year. But it shows how colleges and universities in recent years have hiked fees to cover lost government support and multibillion-dollar expansion programs. [Even the gov't knows that college is retarded. And every one of you toad monkeys have a loan out, making the prices on everything go up. Thanks a lot, bitches!]
“It adds up,” Perucho, of Neptune City, said of that and other fees. The incoming junior, grateful for an ample scholarship, still wishes there was a way to have the fee waived for high academic performance. [Damn right it adds up you parasite. It's going to keep going up  on your dumb ass and I, for one, would be sitting courtside to watch the mayhem. Ain't life grand?]
Higher education costs have outstripped inflation for the last 30 years, experts say, mostly because of dwindling government aid, more expensive housing and academic buildings to attract students, and more administrators.
The costs are being passed on to students and their families, who find themselves falling deeper into debt as the tuition bill climbs. The nationwide tuition debt is now closing in on $1 trillion. [It's going to keep rising thanks to folks who think they are entitled to a free meal. It doesn't work that way. No shortcuts in life. HARD WORK is key! I can't wait for these monkeys to be exterminated off this great planet of ours.]
Kathleen Bijas knows how debt repayment goes.
Saddled with $160,000[LMAO!] in student loans, the emergency room nurse from Ocean Township uses about half of her take-home pay to whittle down her debt, she said. At 27, she lives at home with her parents while the $1,608-a-month payments[IDIOT!] take their toll despite a stable job and comfortable salary.
“I won’t be able to buy a home. I can’t buy a car[You mean BORROW a home, and BORROW a car],” said Bijas, who now makes about $60,000 a year. “The idea of getting married and getting kids is frightening. If I can’t afford to move out of my parents’ house[OMGWTFLMAO WHAT A BUM!], how can I afford to raise someone? It’s all going right out the window.” [That's what you get for going againt nature, you inconsolable prick!]
Some experts say ballooning college debt and increases in tuition can’t be sustained.
“The real problem is that education costs too much,” said Glenn Harlan Reynolds, law professor at the University of Tennesseem and author of “The Higher Education Bubble.”
“You shouldn’t have to borrow six figures to get a college education[You do if everybody is taking out loans to pay for college, thus, inflating the price of tuition. C'mon idiots, simple economics],” he said. Taxpayers need to pressure lawmakers to keep public school tuition low, he said. [Ain't going to happen unless everybody who has a loan out be KILLED, thus, balancing the accounts, and wiping the slate clean. It's the only way.]
Outpacing inflation
Since 1980, the cost of college and university tuition, not including business or technical schools, has risen by an average of 7.5 percent a year, according to the U.S. Bureau of Labor Statistics. During the same time, inflation was just 3.3 percent a year, on average.
Total average tuition and room and board rates charged for full-time undergraduate students in degree-granting institutions in the 1980-81 school year stood at $7,341 in today’s dollars. By 2009-10, that had ballooned to $17,633, according to the National Center for Education Statistics. [Again, because everybody wanted to eat for FREE! Nobody wanted to work for their meal. I can tell you, if everybody payed for college out of pocket, the prices would never have inflated like that.]
Educators and educational advocates frequently cite the drop in government aid over the years as the cause for the rise in tuition and subsequent increase in student indebtedness.[BS! It was the student's laziness and irresponsibility that got his ass in debt in the 1st place.]
This year, state aid to higher education fell 7.6 percent nationally, according to Mark Kantrowitz of FinAid, a website that provides student financial aid information.
But Reynolds cites another reason for higher tuition: “administrative bloat.” [Blame game!]
“To be fair, some of (those positions) are required by federal law,” he said.
But the more prevalent reason is “bureaucratic empire building,” Reynolds said. [The fuck?]
Between 1998 and 2008, public institution shifted more spending to administrative personnel, as well as student services, such as counseling, according to a 2010 report from the Delta Project, a nonprofit organization that tracks post-secondary education costs. Instruction took a hit, according to the report.
Reynolds said student debt resembles the housing bubble in that “there’s a lot of government money propping up” the increasing cost of a college education.
And the scrutiny of potential borrowers is weak, he said.
“Usually when people lend you money, they care about whether you can pay it back,” Reynolds said. [No shit, you oxygen sucking thundercunt. If you borrow money from ME, I expect you to pay it back to ME with interest, of course. Simple as that.]
When it comes to taking on mammoth debt, prospective college students still in their teens are seldom the best candidates to understand the possible debt that frequently haunts people for decades. [That's because their stupid, borrowing parents didn't teach them basic economics because they themselves don't know anything about simple economics. Duh! Parents' habits become their kids' habits.]
“You should really pore over how much it’s going to cost you. But when you’re 18, you just don’t think of that,” said Bijas, who plans to pay off her loans in 12 to 13 years. [Hahahahahaha, lmao thats becaue you wanted to be like everybody else and go to college instead of thinking about if taking on that MASSIVE debt would be good for your future. Now look at you, broke, and going to continue to struggle for another good decade. You cumsucking nincompoop!]
Struggling
Bijas says the responsibility was hers. [Damn right!]
She attended Fairleigh Dickinson University . She worked as many as 40 hours a week as a waitress, swimming instructor and lifeguard and maintained an 18-credit course load in her last year[Idiot!]. When she graduated in 2006 with a bachelor’s degree in psychology, she got a job as a behavioral counselor at a group home making $12.50 an hour. [Hahaha! I bet she thought she was gonna be making a LOAD of money]
Her monthly payments for her college loans amounted to about $600 .
“I looked at my financial aid (payments) and I looked at my income and said it’s not going to work,” she said. [No shit bitch! Took you that long to figure that out pea-brain.]
She returned to school in 2007[Still haven't learned your lesson yet? I don't get it, you have a lot of debt, but you're not making enough money to pay the debt, so her first choice is to get into MORE debt, thus repeating the same cycle again? DIE ALREADY!], entering an accelerated one-year nursing program at Seton Hall University . It cost her $60,000. [For a year? LMFAO! She deserves everything she's getting right now!] Interest on her outstanding loans accumulated while she attended. [As expected]
Once out, she applied to 300 hospitals and health centers, taking a job with Community Medical Center in Toms River.
The impact of that debt affects her every day. But while in school, she felt she had no choice. [You always have a choice you ding-bat whore! You chose to incure MORE debt. Your fault bitch!]
“When you take out a $35,000 loan at 10.7 percent interest, that’s crazy[And you still CHOSE to take out the loan. You have only YOU to blame you idiot],” Bijas said, referring to one of her private loans. “But you can’t not take it because you have to finish school[No you don't bitch, you shoulda got out while you could but you didn't becuase you have soup for brains].”
Arianna Burlew, 20, of Manalapan, took the route that many financial advisers suggest. She attended Brookdale Community College and plans to finish at the University of Medicine and Dentistry of New Jersey with a bachelor’s degree in health information management.
Still, she took on $10,000[TOAD MONKEY!] in debt at Brookdale and is working full-time to pay for her classes.
“It’s the only way I can pay out of pocket,” she said. [No it's not you bitch, you coulda saved up some money and if you still wanted to go to "college", you would have enough money to pay for it WITHOUT taking on any debt. That's the RESPONSIBLE thing you could've done, whore!]
Worst kind of debt
The most onerous thing about excessive student debt may not be the payments.
“For years I’ve heard that a student loan is good debt,”[HAHAHAHAHAHAHAHALMFAOWTFOMGBBQ] Reynolds said, because repayment does not start immediately, among other reasons. “It’s the worst, because you don’t ever get out from under it.” [And you shouldn't be able to. No shortcuts biatches!]
Bankruptcy filings blotted out student loans before 1976[Smart]. But after the 1970s, discharging student loans was only allowed under the U.S. Bankruptcy Code in certain cases and the conditions have narrowed ever since, according to FinAid. [Good! No shirking your responsibilities, you dirty mongrels. You wanted to BORROW an exorbitant amount of money just to party for 4+ years, then you can have the responsibility of paying that money back with interest! Have fun!]
Delinquent borrowers have faced additional tougher measures. In 2006, the amount of pay a creditor could garnishee rose from 10 percent to 15 percent.
The Department of Education in 2001 began to use 15 percent of Social Security disability and retirement benefits to offset unpaid student loan debt. [Hahahaha, see their going for the Social Serurity money. You thought that was safe? Nothing is safe, you morons!]
Kantrowitz stressed that the vast majority of borrowers repay student loans.
Starting three years ago, struggling debtors could find help through the Income-Based Repayment plan, which limits payments and forgives some debt after a certain number of years.
But Reynolds said forgiveness in this case comes with a penalty. [Damn right, nature always get its' share]
“You take a big credit hit,” he said, adding that people who avail themselves of the option “are unable to buy houses and things like that.” [Good, maybe these parasites can learn the good value of saving rather then spending what you DONT have]

And there you have it gentlemen, college monkeys are SUFFERING badly and I'm enjoying it all. I hope you guys are too. I'm pretty sure there are going to be suicides soon because of peoples' student loan debts. The pressure is too great for their weak minds. They will fold like a house of cards in the wind, and I am going to laugh very hard! 

-Will Out!!!

Friday, June 22, 2012

00Jones

So, i'm browsing around jewtube and I come across this video about 00Jone's lies and whatnot, and I have to say, it's one of the funniest things I've watched in a while on that site lol, the lies he spews are downright retarded but his listeners take them as fact. You HAVE to be mentally challenged to even believe them. Well, without further ado, here ya go:


Enjoy!

- Will Out!!!